We continue to grow in the debt collection industry when we help others grow and develop. The cycle of growth and development has two parts. The first part is our own internal growth and development, and the second part is doing what we can to help our clients grow and develop. This can come into play in many different areas, from keeping our clients up to date on changes in debt collection industry laws and regulations, to constantly looking for ways to make your job easier. These two parts depend upon and support each other. We develop ourselves while we’re helping our clients. By helping our clients, we develop ourselves. It’s a growth cycle that spirals forever upward.

Our approach is to grow and keep up with change while taking exceptional care of our clients.





Retail Debt Collection Services Debt Collection for Retailers At HP Sears, we provide custom debt collection strategies for retailers. These strategies are used to help brick-and-mortar and online retailers collect on their debt faster and in a more professional and ethical manner. We provide a number of tools, services, and resources to keep your collection […]


Banking and Financial Debt Collection Services Customized collections for the financial sector At HP Sears, we have experience working with a variety of financial services companies, including banks, accountants, and credit unions. We are skilled in debt collection services for credit cards, auto loans, personal lines of credit, and more. As a result of this […]


Healthcare Debt Collection Services​ Commercial collections designed specifically for medical debt collections Medical collections done right. Unlike the average healthcare debt collection agency, HP Sears takes a counseling approach with patients. Our approach reduces complaints and increases revenue at the same time. We’ll work with your patients to help them understand their bills, review charges, […]


Commercial Collections Services Business to Business Debt Collections For over 90 years, businesses have relied on HP Sears to collect their debt in an ethical and effective manner. With a variety of asset management and recovery solutions, we create custom debt recovery plans for each and every client. Whether you’re in healthcare, finance, retail, or […]

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Financial Institutions

When it comes to financial services debt collection, our process is customized from start to finish. We have experience working with banks, credit unions and non-bank lenders. Our experience includes with personal lines of credit, credit cards, and auto loans and many other loan types. Key features of financial services debt collections: Secure file transfers […]

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Client-Defined Success

Without a clear understanding of your definition of success, it is impossible to build a pro-active, responsive service around your needs and requirements. One of the most common issues our clients tell us they face with other agencies is that those agencies’ success factors are defined by the agency’s definition of success, not the client’s. That contradicts everything we believe in regarding what it means to be in a service business.

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True Stories

Fox Rent-A-Car has partnered with HP Sears since November 2016 to service our bad debt in all of our Locations within the United States and have received exceptional service and competitive consistent results